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Friday, 10 April 2020

how to add my name to car title, registration, auto loan, etc...?

Cherlyn Tefera: 1

Magda Vandergriend: On-line or close to Hutchinson ks is there a title loan place that will give u a loan when your title is getting sent off to be put in your name

Kandi Lough: Unfortunately, you can't just add your name to the car loan and other papers. The car would actually have to change hands legally. His loan would have to be paid off and another loan started with your name. In effect, he would have to sell the car to you.

Lonnie Jehle: Almost sure that you must find all financial solution at= loanhome.info-RE How to add my name to car title, registration, auto loan, etc...? my boyfriend just bought a used car from a dealership less than 2 weeks ago. he finanaced the car through a credit union in his name only, the title is in his name only, but we are BOTH insured on the car, and we are going to do the first time registration on it soon. we were both in need of new cars, he got one, and i'm waiting until i start my new job in ! a few weeks before i get a new one. he found another car he wants more and we were thinking of transferring the ownership of the 4runner he just bought to me. (the 4runner is more in my price range). i want to at least be on the loan so i can build credit, but dont know if i need to just add my name to the original car loan its on now, or have "buy" the 4runner from him and take out my own loan. also, if thats the case, i dont want to have to re-register the car (it will be another 600-700$) so when we go to register it: 1) can he put my name on the registration as well even tho only his name is on the titile? 2) can we go to the DMV or the credit union (where we took the loan) and add my name to the car title? and 3) do i need to take out my own loan in ONLY my name to build credit, or will i earn just as much credit if i only ADD my name to the existing loan that is in HIS name? and 4) should i delete his name from the title, registration, etc..... or just keep it (and if! so, do we need to write up a bill of sale).... i know this i! s complicated, but orig i was going to wait a while to get a car but we have run into some luck and the situation is right... i can afford the 4 runner now that he has paid so it down and he is willing to "sell it to me" or let me take over the payments at the current amount he owes..... so what do i do...? it still has the temp registration plates and we need to register it this week so we were hoping to figure it out before then.....Show more

Elli Esaw: You can't just add your name to the loan. You'll have to refinance the vehicle with you as either the signer, or co-signer. If you refinance then you'll also have to re-register. You cannot be on the registration if you are not the owner of the vehicle. You'll need to take out a new loan, the loan that is currently in place is a contract between the credit union and your boyfriend. What if his credit is pretty good and yours is horrible? You're not going to enjoy the benefits of a good loan if you have bad credit. A! ll the things you are asking here are impossible. Wait until you get a job and get your own vehicle. Just because the 4runner is in your price range now, doesn't mean it will be once it's in your name. The price goes off of your credit score. Obviously if you're trying to build yours up then your credit score must not be that great...Show more

Alexis Reyer: That's an interesting question and I hope you find some reasonable answers

Whitney Saborido: To add your name to a car that has a loan on it you would have to refinance the car. The bank in most cases will not add a person to a car after the loan. Nor will the DMV allow you to change the title till the car is paid off.

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