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Wednesday, 18 March 2020

Credit card for people with no credit?

Burt Stoecklin: I would try one of these pre paid debit cards from visa. They are designed exactly for people like you. Also everytime that you use it, it helps build your credit. They also give you $10.00 for signing up.

Percy Seiger: Have you applied for store cards and gas cards?They are generally easier to get.New laws have passed that is making it virtually impossible for anyone under 21 to get a card.You need a solid credit history, gainfully employment, and a checking account for over 6 months.A secured card is your next step if store cards fail.Use it wisely - pay back in full everything that you buy each month.Using it unwisely will delay the time it takes to turn into a credit card.Give gas cards and store cards one more try if you have a checking (at least 6 months) and a steady job.Secured cards carry an annual fee. Most credit cards do not.Remember - never carry a balance on a credit card - it can ruin your life.Pay in full each month for what you use.! Don't let any brainless friends tell you that carrying credit card balances is good for you./...Show more

Joie Libutti: Hi,This is the list of credit cards for those who don't have credit history:http://CreditCardsForNoCredit.notlong.com

Alexander Villas: You can get a secured credit card from your bank. Just ask the rep, next time you're there. It's very simple, too. You'll need to give them some money. Usually, no less than $300. With that $300, you'll get a $300 credit limit on the card. It will work, just like a normal card and when you're credit gets a little better and you can get an unsecured card. Just cancel it and you'll get your $300 back. It will show as a revolving credit on your report and it will get you started on your way to getting credit. Just make your payments when they're due and you'll be just fine....Show more

Fritz Sisomphou: If you're quite young and have never had any credit products then you simply won't have a credit h! istory. Ironically enough you have to have credit to get credi! t, weird I know.In any event if you're a student try to apply for a student card through you're local bank. The other thing that's likely working against you is the excessive amount of applications you are doing. This lowers your credit score each time you apply by 5-10 points and adds another inquiry to your credit report.....just stop applying so many times!If you can't get a student card, simply put a few hundred dollars up front and get a secured card. You can check out Capital One....Show more

Giovanna Sherlin: What you want is a secured credit card. These you typically pay a deposit for that you get back in 6-12 months and that is your credit limit.Public Savings Bank probably has the best one. $200 minimum deposit $1500 max. Their is a one time fee of $79 but that is cheap considering that compared to other secured credit cards there is no annual fee at all, and its the only secured credit card I know of that offers 0% intro rate for 6 months. sign up for i! t herehttp://www.credit.com/credit-card/Public-Savings-S......Show more

Alise Rutgers: apply for secure credit card

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